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Terms of Service

Last updated: 31 August 2026

The service

Taply Pay issues virtual cards you can add to Apple Pay and Google Pay and use in stores. The service is for people aged 18 or over. Opening an account does not require identity documents.

Cards and wallets

The first card is free. Extra cards cost $3. After a card exists, you connect a crypto wallet to spend. Apple Pay, Google Pay and in-store payments depend on your device, the merchant and the card network. Network marks (Visa, Mastercard, Apple Pay, Google Pay) belong to their owners.

Fees

Fees are published on the website: $2 per card each 30 days, and $0.05 on every successful payment. We may change fees with notice in the product. Failed payments are not charged the success fee.

Your account

You are responsible for your login, wallet connection and spend. We may freeze or close a card to stop fraud, abuse or unpaid fees. You can close cards from the dashboard.

Liability

Taply Pay is provided as a card and wallet service. We are not a bank. We are not liable for merchant refusals, network outages, or losses from a compromised device or wallet. Nothing here is investment advice.

Contact

Questions about these terms: support@taplypay.app.